:root{--navy:#16305c;--navy-700:#0f2140;--gold:#c9a227;--gold-100:#fbf3dc;--gold-700:#7a5c08;--bg:#faf9f6;--text:#16305c;--text-muted:#6b6b6b;--border:#e4e1d8;--danger:#b3261e;--success:#1e9e3e;--success-bg:#e9f4eb}*{box-sizing:border-box}body{background:var(--bg);color:var(--text);margin:0;font-family:"Source Serif 4",Georgia,Times New Roman,serif}button,input,select,textarea{font-family:inherit}a{color:var(--gold-700);text-decoration:none}a:hover{color:var(--navy)}h1,h2,h3{margin:0 0 8px;font-family:"Source Serif 4",Georgia,serif}h1{font-size:34px;line-height:1.15}h2{font-size:26px}p{line-height:1.6}.text-muted{color:var(--text-muted)}.lead{color:var(--text-muted);max-width:560px}.nav{z-index:200;background:var(--navy);color:#fff;justify-content:space-between;align-items:center;padding:16px 48px;display:flex;position:sticky;top:0}.nav__brand{cursor:pointer;align-items:center;gap:10px;font-size:18px;font-weight:800;display:flex}.nav__dot{background:conic-gradient(var(--gold), var(--navy-700));border-radius:50%;flex-shrink:0;width:24px;height:24px}.nav__links{align-items:center;gap:30px;font-size:13px;display:flex}.nav__link{position:relative}.nav__link>span{cursor:pointer;color:#fff;font-weight:600}.nav__link>span:hover{color:var(--gold)}.nav__dropdown{z-index:50;background:#fff;min-width:200px;padding:8px;position:absolute;top:100%;left:0;box-shadow:0 16px 40px #16305c2e}.nav__dropdown div{color:var(--text);cursor:pointer;padding:10px 14px;font-size:13px;font-weight:600}.nav__dropdown div:hover{background:var(--gold-100);color:var(--gold-700)}.nav__cta{background:var(--gold);color:#2e2200;cursor:pointer;border:none;padding:9px 18px;font-size:13px;font-weight:700}.nav__cta:hover{filter:brightness(1.05)}.hero-carousel{background:var(--navy);width:100%;height:60vh;min-height:380px;position:relative;overflow:hidden}.hero-slide{background:linear-gradient(135deg, var(--navy), var(--navy-700));color:#ffffff1f;justify-content:center;align-items:center;font-size:120px;display:flex;position:absolute;inset:0}.hero-dots{justify-content:center;gap:6px;display:flex;position:absolute;bottom:16px;left:0;right:0}.hero-dots button{all:unset;cursor:pointer;background:#ffffff80;width:8px;height:8px}.hero-dots button.active{background:var(--gold)}.hero-content{z-index:2;max-width:1080px;margin:-70px auto 0;padding:0 24px 60px;position:relative}.hero-content__inner{background:#fff;grid-template-columns:1.1fr .9fr;align-items:center;gap:40px;padding:40px;display:grid;box-shadow:0 16px 40px #16305c24}.hero-art{aspect-ratio:1;background:linear-gradient(160deg, var(--gold-100), var(--gold));justify-content:center;align-items:center;font-size:72px;display:flex}.btn{cursor:pointer;border:none;align-items:center;gap:8px;padding:12px 22px;font-size:14px;font-weight:700;display:inline-flex}.btn--gold{background:var(--gold);color:#2e2200}.btn--gold:hover{filter:brightness(1.05)}.btn--navy{background:var(--navy);color:#fff}.btn--ghost{color:var(--navy);border:1px solid var(--border);background:0 0}.btn--block{box-sizing:border-box;justify-content:center;width:100%}.btn:disabled{opacity:.5;cursor:not-allowed}.stats-row{border-top:1px solid var(--border);border-bottom:1px solid var(--border);grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:24px;margin-top:40px;padding:24px 0;display:grid}.stats-row__item{text-align:center}.stats-row__value{color:var(--gold-700);font-size:26px;font-weight:800}.section{max-width:1080px;margin:0 auto;padding:56px 24px}.section--tight{padding-top:0}.steps-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;margin-top:24px;display:grid}.step-num{background:var(--gold-100);width:44px;height:44px;color:var(--gold-700);justify-content:center;align-items:center;margin:0 auto 10px;font-size:18px;font-weight:800;display:flex}.step-item{text-align:center}.card{border:1px solid var(--border);background:#fff;padding:24px}.card-title{margin-bottom:4px;font-size:15px;font-weight:700}.card-body{color:var(--text-muted);margin:0;font-size:13.5px}.card--clickable{cursor:pointer;transition:box-shadow .15s}.card--clickable:hover{box-shadow:0 6px 16px #16305c1a}.grid3{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.grid2{grid-template-columns:1fr 1fr;gap:20px;display:grid}.tag{padding:4px 12px;font-size:12px;font-weight:700;display:inline-block}.tag--gold{background:var(--gold-100);color:var(--gold-700)}.tag--navy{color:#fff;background:#ffffff26}.tag--success{background:var(--success-bg);color:var(--success)}.tag--neutral{color:#555;background:#eee}.reward-carousel{background:var(--navy);width:100%;height:320px;position:relative;overflow:hidden}.reward-carousel__slide{color:#ffffffe6;text-align:center;flex-direction:column;justify-content:center;align-items:center;padding:24px;display:flex;position:absolute;inset:0}.reward-carousel button.nav-arrow{all:unset;cursor:pointer;background:#fff;padding:10px;position:absolute;top:50%;transform:translateY(-50%);box-shadow:0 6px 16px #16305c33}.reward-panel{border-top:none;max-width:1080px;margin:0 auto;padding:24px}.field{margin-bottom:14px}.field label{color:var(--text-muted);margin-bottom:5px;font-size:12px;font-weight:600;display:block}.field input,.field select,.field textarea{border:1px solid var(--border);box-sizing:border-box;width:100%;padding:10px 12px;font-size:14px}.seg{border:1px solid var(--border);width:100%;display:flex}.seg label{cursor:pointer;flex:1;justify-content:center;align-items:center;gap:6px;padding:10px;font-size:13px;display:flex}.seg input{margin:0}.error-banner{color:var(--danger);background:#fbeae7;margin-bottom:14px;padding:10px 14px;font-size:13px}.success-banner{background:var(--success-bg);color:var(--success);margin-bottom:14px;padding:10px 14px;font-size:13px}.faq-item{border:1px solid var(--border);cursor:pointer;background:#fff;margin-bottom:8px;padding:14px 18px}.faq-item__q{justify-content:space-between;align-items:center;font-size:14px;font-weight:700;display:flex}.faq-item__a{color:var(--text-muted);margin-top:8px;font-size:13.5px}table{border-collapse:collapse;background:#fff;width:100%}th,td{text-align:left;border-bottom:1px solid var(--border);padding:10px 14px;font-size:13.5px}th{background:var(--navy);color:#fff;font-size:12px}.footer{background:var(--navy);color:#b9c6dd}.footer__grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px;max-width:1080px;margin:0 auto;padding:48px 24px;display:grid}.footer__col-title{color:#fff;margin-bottom:10px;font-size:13px;font-weight:700}.footer__links{flex-direction:column;gap:6px;font-size:12px;display:flex}.footer__links span,.footer__links a{color:#b9c6dd;cursor:pointer}.footer__links span:hover,.footer__links a:hover{color:#fff}.footer__bottom{text-align:center;color:#8ea0c2;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:center;align-items:center;gap:14px;padding:14px 24px;font-size:11px;display:flex}.footer__bottom span{cursor:pointer}.footer__bottom span:hover{color:#fff}.chat-fab{z-index:500;background:var(--gold);color:#2e2200;cursor:pointer;border:none;justify-content:center;align-items:center;width:60px;height:60px;font-size:26px;display:flex;position:fixed;bottom:24px;right:24px;box-shadow:0 16px 40px #16305c2e}.chat-panel{z-index:500;border:1px solid var(--border);background:#fff;flex-direction:column;width:320px;max-height:440px;display:flex;position:fixed;bottom:96px;right:24px;box-shadow:0 16px 40px #16305c2e}.chat-panel__header{background:var(--navy);color:#fff;justify-content:space-between;align-items:center;padding:12px 14px;font-size:13px;font-weight:700;display:flex}.chat-panel__header button{all:unset;cursor:pointer;color:#fff;font-size:18px}.chat-panel__body{flex-direction:column;flex:1;gap:8px;min-height:220px;padding:12px;display:flex;overflow-y:auto}.chat-bubble{max-width:80%;color:var(--text);background:#f1efe8;align-self:flex-start;padding:8px 12px;font-size:13px}.chat-bubble--user{background:var(--gold);color:#2e2200;align-self:flex-end}.chat-panel__footer{border-top:1px solid var(--border);gap:8px;padding:10px;display:flex}.chat-panel__footer input{border:1px solid var(--border);flex:1;padding:8px 10px;font-size:13px}.demo-banner{background:var(--gold-100);color:var(--gold-700);text-align:center;padding:8px;font-size:12px;font-weight:700}.demo-shell{min-height:calc(100vh - 90px);display:flex}.demo-sidebar{border-right:1px solid var(--border);background:#fff;flex-direction:column;flex-shrink:0;gap:4px;width:220px;padding:20px 12px;display:flex}.demo-sidebar button{all:unset;cursor:pointer;align-items:center;gap:10px;padding:10px 12px;font-size:13px;font-weight:600;display:flex}.demo-main{flex:1;max-width:900px;padding:32px}.demo-login-screen{justify-content:center;align-items:center;min-height:70vh;padding:40px 20px;display:flex}.demo-login-card{border:1px solid var(--border);box-sizing:border-box;background:#fff;width:100%;max-width:420px;padding:32px}.balance-card{background:linear-gradient(135deg,#fff,var(--gold-100));border:1px solid var(--border);margin-bottom:24px;padding:24px}.balance-card__value{margin-top:4px;font-size:34px;font-weight:800}